About.

Honest & Respectful.

After being a Farmers Insurance agent for so long, I know a thing or two because I’ve seen a thing or two. I always treat my clients how I want to be treated, with honesty and respect.

I started my insurance agency in 2004. I have always enjoyed helping people, and wanted to start something that would allow me to be home every night. Before this, I had spent many nights on the road, working in the television and live events industry. It’s a very exciting life, but after spending 200 days in 2001, traveling to put NASCAR on TV, it was time to start something that would allow me to be home with my family. I do continue to work a few local Broncos games when called.

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Auto.

The Right Coverage.

My goal is to find you the right coverage for the right price. What do all the liability numbers really mean? 50/100, 100/300? Did you know that some insurance companies will not cover your car if you let someone else borrow it? Do you have the right coverage? Contact me for a quick review.

Home Insurance

Home.

Protect what matters.

Do you know what your home insurance really covers?  I will take the time to explain to you as much as you want to know.  After I had 20 clients lose everything in the2013 Black Forest Fire, I saw how important it was to have the right coverage.  And the claims department made me proud to be a Farmers Insurance agent.  We still insure Black Forest, as many insurance companies pulled out of the area.

Renters Insurance

Renters Insurance.

Coverage for your belongings.

Yes, your personal items are covered even if in your car, and you would receive money to pay for a place to stay if your place is not inhabitable.  But the most important thing with renter’s insurance is that you have personal liability coverage as well.  Click below to receive a free quote and start a policy today.

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Investment Properties

Investment Properties.

Income with protection.

Insuring a rental property is different than insuring your home.  You want to protect your income property with the correct coverage.  I have owned rental homes in the past, and current own a commercial building, so I know what coverages are important to an investor.

Business Insurance

Business.

Business coverage matters.

As a small business owner, I understand what it’s like to run a business.  You need someone that understands business AND insurance to make sure your business is insured correctly.  Contact me for a quote on your business general liability and worker’s compensation coverage.

Life Insurance

Life.

Because it’s about them.

40% of Americans do not have any life insurance. Use this calculator to figure out how much you might need.  If you are between 18 – 55 years old, and are looking for a term life insurance policy between $50,000-$300,000, click this link here to apply online, and possibly get automatically approved with no medical checkup.

Get a Life Insurance quote today

Mortgage.

Purchase or Refi your home.

Before I started my insurance agency, I was a mortgage loan officer. In 2020 I saw an opportunity to help my friends and clients with their mortgage options. I can help with all mortgage options, but am most excited to help people that qualify for a reverse mortgage. Let me help you understand your mortgage options. NMLS# 2022066.

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Contact.

Let’s talk.

6825 Silver Ponds Heights, Suite 108.
Black Forest, CO 80908
(719) 494-1234
tim@4941234.com